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Every user of a motor vehicle in Singapore must have a valid insurance policy, which provides him/her with various levels of protection according to the type of policy taken. The statutory minimum is Third-Party insurance for legal liabilities arising out of death or bodily injuries to a third-party in connection with the use of a motor vehicle on the road. It is an offence to drive or be in charge of a vehicle on a public road without a Motor Vehicle Insurance policy.

Given the diverse range of insurance packages in Singapore, BKW have the experience and expertise to advise you on the most suitable motor insurance plans, at the most competitive prices. This is possible because of our strong and established relationships with various insurers.

As an independent motor insurance intermediary, we owe our success and reputation to our proven support to our customers. With our reliability and attention to details, you are assured of a consistently high level of service.

By engaging BKW you are assured of expert advice, competitive pricing as well as on-going support and after-sales service. You can be rest assured that purchasing your policy through us is an easy, convenient and hassle-free experience. Our team of professional, full-time employees are equipped with the necessary skills to source for the most competitive premium from major Insurers for you. In addition, you will get the widest and most relevant coverage in the market. Our team will be able to provide you with advice on all issues pertaining to your motor insurance, including accident claims. To further discuss your requirements, please call us at our offices or click here to have an online quotation for your vehicle. We will be happy to hear from you.

BKW Automobile Pte Ltd is the appointed general insurance agent for

  • NTUC Income,

  • AIG

There are four types of motor insurance offered by insurers in Singapore are:

  1. Comprehensive (1st Party)
    This is the most common policy taken up by most motorists as it has the widest cover. Apart from covering the insured's liability for death and injuries of third-parties and passengers, it also covers the loss or damage to the insured's vehicle due to accidents, fire and theft.

  2. Third-Party, Fire and Theft (2nd Party)
    This covers the insured's liability for death and injuries to third-parties and passengers and any loss or damage to the insured's vehicle due to fire and theft.

  3. Third-Party Liability Only (3rd party)
    This is a policy with a limited cover as apart from the covering the insured's liability for death and injuries to third-parties and passengers, it also covers damage to third-parties' properties. This is the usual minimum requirement.

  4. Act Liability Only
    This is the statutory minimum required by the Motor Vehicles Act and this would only cover death and injuries to third-parties and passengers. However, this is only available for approved organizations, and not for individuals or companies.

Our subsidiary company 3A Automobile Pte Ltd is the authorized reporting centre and workshop for

  • Allied World Assurance

  • AIG (Fleet Account)

Be assured that all your motor insurance claims will be swiftly handle by us for Own damaged, third party and bodily injuries.

We provide 24 Hours helpline 6223 1122 Do call us if you have enquiries.


- Cancellation of Insurance Policy

- Declaration of Loss of CI

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